When you work with a broker, you get access to wholesale rates that big banks and retail shops can’t offer. That means better deals, more loan options, and someone who’s focused on your best interest.

Down payment assistance programs can be a great way to get into a home especially if saving up has been tough. The downside is they often come with extra rules, higher rates, or repayment requirements. It’s helpful, but not always free money. Schedule a call if you have any questions. I can help get you a successful plan. 

Appraisal coverage means we take care of the cost of your home appraisal at closing. It saves you money and is our gift to you! 

As a bonus to our Veterans, on top of appraisal coverage, we will take care of the pest inspection cost that is required on all VA loans. 

Let's talk. I can help you get a plan in place even if it's not right now. 

A DSCR (Debt Service Coverage Ratio) loan is designed for investors and rental property owners. It focuses on the property’s income, not your personal income, making it easier to qualify. If the property generates enough rent to cover the mortgage, you’re likely eligible. It’s a simpler, faster way to finance investment properties without the usual income paperwork.